What is the NHBC minimum claim value?

* The minimum claim value explained: We don’t require policyholders to pay the first part of any claim. Instead, we operate a minimum claim value (MCV) which means that if the cost of a valid claim exceeds the MCV we will do the work or pay the cost in full and the policyholder will not have to make any contribution.

Are NHBC standards mandatory?

To offer NHBC warranty and insurance cover, you are required to build in accordance with the NHBC Technical Requirements, which are contained in the NHBC Standards and provide a benchmark for acceptable levels of design, material specification and workmanship for newly-built homes registered with NHBC.

Can you get a mortgage without NHBC?

Some recently built properties have a Lack of NHBC or Architect’s Certificate. A lender will normally expect such a cover to be in place in respect of any property which is less than 10 years old and will be reluctant to provide a mortgage on the property.

What invalidates NHBC warranty?

NHBC exclusions Amendments or extensions to property. Damage caused by storms. Accidental or negligent damage. Abuse of the property or its appliances.

What is a defect NHBC?

By ‘defect’, we mean something about the building of your home that has not met NHBC Requirements. These are published technical standards that we require builders to meet. If you need to make a claim, normally we will pay to complete the building of your home, or ensure your deposit is returned.

How do I report an issue to NHBC?

Problem with your home If you have an issue about your home, please contact our Claims department on 0800 035 6422 or email them at [email protected]. You can also submit a new claim with our dedicated webform here.

Who provides NHBC certificate?

the Prudential Regulation Authority
NHBC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. NHBC is registered in England and Wales under company number 00320784.

Is there an alternative to NHBC?

The trusted alternative to NHBC BUILD WARRANTY is specialist Broker and offers a trusted alternative to NHBC as we make full market comparison to ensure you get the strongest cover at the lowest premiums.

Can I sell my house without NHBC certificate?

You can’t apply for an NHBC yourself only the builder at the time. You can look to obtain a LABC certificate again subject to circumstances. You must obtain some sort of warranty or indemnity however or wait for the 10 years to be up as lenders won’t touch it without something in place.

What is 10 year NHBC warranty?

The Buildmark products are specially designed for newly built and newly converted homes, providing 10 years’ cover from date of legal completion plus deposit protection between exchange of contracts and legal completion.

What are the requirements for accessible thresholds in new housing?

the publication ‘Accessible thresholds in new housing – Guidance for house builders and designers’ published by The Stationery Office. The entrance should have a minimum clear width of 775mm and an accessible threshold. The clear width is measured between the doorstop and the face of the open door; the weatherboard and

How can I interpret and apply the NHBC standards?

To help you interpret and apply the NHBC Standards we produce the following Technical Guidance Documents. They each expand on and explain a specific part of the NHBC Standards. They are designed for use by competent construction industry workers and are for general guidance only. They do not constitute professional advice.

Why do builders register with NHBC?

NHBC registration Around 10,000 builders and developers choose to register with us each year so that they can offer our Buildmark warranty and insurance cover on the new homes they build. We provide technical support to help at every stage of development, from land buying, design and build, through to customer handover.

How are accessible thresholds protected from stormwater?

Accessible thresholds shall be protected by adequate weatherproofing and drainage. The drainage layer is not necessarily the waterproofing layer (i.e. the top of the insulation of an inverted roof should be considered as the drainage layer).