Is it hard to get a blue American Express card?
Blue from American Express® is an entry-level card for borrowers new to Membership Rewards, so it’s not as difficult to qualify for as other American Express cards. But this isn’t a card for applicants with poor credit scores: You’ll need a credit score of at least 700 to qualify.
Is American Express blue card worth it?
The Blue Cash Preferred® Card from American Express is one of the best cash back credit cards on the market and easily worth its annual fee of $95 from the second year on. Amex Blue Cash Preferred is especially good for people with a 700+ credit score who spend a lot on groceries, streaming services, transit, and gas.
What credit score do you need for an American Express blue card?
690 or better
You’ll need good to excellent credit to qualify for the Blue Cash Preferred® Card from American Express. Generally speaking, this is defined as a credit score of 690 or better. But a credit score alone isn’t enough to qualify for any credit card.
What are the advantages of an American Express blue card?
The best American Express Blue Card benefits include 2 points / $1 on travel purchases and a $0 annual fee. You can also enroll in a free membership to ShopRunner, the online rewards store. Other American Express Blue Card benefits include protections for purchases and returned items and car rental insurance.
Do you have to pay American Express Blue in full every month?
You don’t have to pay off all American Express cards every month. That’s the case with the Blue Cash Preferred® Card from American Express and Blue Cash Everyday® Card from American Express, for example, as well as the The Amex EveryDay® Credit Card from American Express and others.
Does Amex Blue have a limit?
Best answer: While American Express does not advertise the highest limit possible with the Blue Cash Preferred Card, we have seen reports of cardholders with limits as high as at least $16,500.
What is the minimum income for American Express?
We recommend that your annual income be at least $50,000 or higher before applying for the Amex Platinum. The Amex Business Platinum card gives you a little more wiggle room because even if you have low business income or are just starting your business, you can still qualify for an Amex small business card.
Does American Express blue card have an annual fee?
There’s no annual fee and the card comes with a balance transfer offer: Get 0% Intro APR for 18 months from account opening on balance transfers, after which the standard APR of 13.99% – 23.99% (Variable) will apply.
Is Blue Cash Preferred hard to get?
Yes, Blue Cash Preferred is hard to get because it requires a credit score of 700+ for approval, which means you need good to excellent credit to get this card. Various other factors will also determine the outcome, like your credit history, your income and any debts you might have.
Is it good to have an American Express card?
American Express is one of the leading card issuers in the United States. It’s known for its top-notch customer service and some of the best rewards available. From ultra-elite business travel cards to everyday rewards, American Express has credit cards that are a good choice for many different types of cardholders.
Does American Express have a credit limit?
American Express does not disclose a minimum credit limit in their cards’ terms and conditions, unlike some other major issuers. All Amex says is that your credit limit depends on your credit history, debt level, income, and payment history on other American Express cards.
Is American Express a good credit card company?
American Express is by far one of the most versatile card providers available. The company offers a variety of cards suited for the needs of a wide range of consumers, including basic no-annual cash back cards that are great for first-time credit holders and luxurious travel cards for high spends.
What is the best American Express credit card?
The best American Express credit card is Blue Cash Everyday® Card from American Express because it has a $0 annual fee, 0% intro APRs for 15 months on purchases and balance transfers, a $150 initial bonus, and 1 – 3% Cash Back on purchases.
Which is American Express business card is best for You?
American Express® Business Gold Card.
Does American Express really have a blacklist?
A Real Blacklist. The term “blacklist” sounds ominous. In truth, though, American Express just does what every other credit-card company does: It studies your financial health before deciding whether to approve you for their credit cards. The difference is that American Express seems to have higher standards.
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