Is Assurity a good company?

A- (Excellent) Rating *Assurity is rated A- (Excellent). A- (Excellent) is the 4th highest of 15 ratings for financial strength by A.M. Best Company.

What is Assurity accident insurance?

Assurity is here to make getting help and understanding coverage refreshingly simple. Accident Expense insurance provides covered employees a direct payment that can be used to pay for medical expenses resulting from a covered accident. Payments can be used for other expenses too — groceries, rent, bills…you name it.

What does Assurity do?

Insurance solutions that work for you. Assurity offers a wide range of insurance products, designed to financially protect and support you and your family.

Is Assurity a mutual company?

Assurity Life Insurance Company (Assurity) is a mutual insurance organization based in Lincoln, Nebraska.

How do I cancel Assurity?

Currently, you are unable to cancel your policy with the Assurity Life Insurance Company online. Instead, call an agent directly: 800-869-0355, extension 4279. You can also cancel specific policies through the mail.

Is it worth having accidental death insurance?

The accidental death insurance component is similar to life insurance in that your beneficiary receives a payout if you die. This is why accidental death insurance typically isn’t worth it if you’re near retirement age or just need coverage for end-of-life expenses.

How long has Assurity been in business?

Lincoln has been our home since 1890—we’ve since grown to serve customers across the country, but we stay true to our roots, helping to make it a better place for everyone.

What is short term disability coverage?

Short-term disability is a type of voluntary insurance that replaces part or all of an employee’s income in the event of a temporary disability. Generally, an employee cannot qualify for benefits under both workers’ compensation and short-term disability for the same incident at the same time.

What is a surrender request?

A life insurance surrender is a full cancellation of a life insurance policy, usually for the cash surrender value. You are allowed to surrender your policy at any time, though charges may apply during the initial policy years. These are taken directly from the cash value before it is paid to the owner.

What does it mean to be someone’s surety?

A surety is someone who agrees to take responsibility for a person accused of a crime. Being a surety is a serious commitment. If the accused person fails to obey the terms and/or conditions of the court order, you could lose the money you have pledged.

What are examples of accidental death?

What is Considered Accidental Death? Insurance companies define accidental death as an event that strictly occurs as a result of an accident. Deaths from car crashes, slips, choking, drowning, machinery, and any other situations that can’t be controlled are deemed accidental.

What is the difference between life insurance and AD&D?

How is AD&D different from life insurance? AD&D includes life insurance, but only for accidental death. It’s also different from life insurance because it covers severe non-fatal injuries such as loss of a limb or paralysis. Regular life insurance, such as term life insurance, doesn’t cover injuries that aren’t fatal.

Who is Assurity life insurance company?

Assurity Life Insurance Company (Assurity) is a mutual insurance organization based in Lincoln, Nebraska. Assurity employs approximately 400 associates and is licensed to conduct business in all U.S. states and the District of Columbia, except New York.

Why insure with Assurity?

Insurance solutions for you and your loved ones. Assurity offers a wide range of insurance products, designed to financially protect and support you and your family. Allows your loved ones to remain financially secure after you die. Allows you to focus on recovery from a serious illness without the financial stresses of day-to-day living.

Where is Assurity licensed in the US?

Assurity employs approximately 400 associates and is licensed to conduct business in all U.S. states and the District of Columbia, except New York. The Assurity Life Insurance Company of New York conducts business within the state of New York.

Who is assassurity?

Assurity was created as the result of a merger of three Lincoln, Nebraska insurance companies: Woodmen Accident and Life, Security Financial Life, and Lincoln Direct Life. The merger of the companies concluded in 2007.