How do I speak to someone at NetCredit?
Our customer support team is ready to assist you seven days a week. Email us at [email protected] or call (877) 392-2014 to speak immediately with a representative.
Who is NetCredit RB?
Republic Bank & Trust Company
We’re a subsidiary of an NYSE-listed company (ENVA). We’re headquartered in Chicago and we’ve been in business for 7+ years. We’ve partnered with Republic Bank & Trust Company to offer funding in additional states.
Does NetCredit go on your credit report?
Yes! We are committed to helping our customers build their credit history. All payment activity is reported to major credit bureaus. This means that full, on-time payments may help you build credit history!
Who owns NetCredit?
CashNetUSA
NetCredit/Parent organizations
What kind of company is NetCredit?
Enova International, Inc.
NetCredit, owned by Enova International, Inc., is a Chicago-based online lender that offers personal loans for all credit profiles, including people with poor credit. In certain states, NetCredit partners with Republic Bank & Trust Company, with the bank underwriting and approving loans while NetCredit services them.
What is the phone number for NetCredit?
1 (877) 392-2014
NetCredit/Customer service
How does NetCredit verify income?
Income verification may include tax returns and current paycheck stubs. Past history of repayment: The borrower’s credit history indicates whether they pay their debts on time.
Does NetCredit verify income?
Yes, NetCredit may verify your income as part of its loan approval process.
Can you pay off NetCredit early?
NetCredit won’t charge a prepayment penalty, which is a fee for paying off your loan early. This allows you to pay off your loan as soon as possible and limits the amount of interest you’ll pay.
Is NetCredit a direct lender?
NetCredit is a direct lender in states such as California, Montana and Idaho. In other states, NetCredit partners with FinWise Bank, First Electronic Bank and Capital Community Bank to fund loans, but you will still make your monthly payments through NetCredit.
What credit score is needed for NetCredit?
NetCredit Compared to Other Lenders
NetCredit | Rocket Loans | |
---|---|---|
Loan Amount | $1,000 to $15,000, (varies by state) | $2,000 to $45,000 |
Credit Score Needed | Not advertised | 540 |
Prepayment Penalty | No | No |
Origination Fee | Varies by state, up to 5% of loan amount | 1% to 6% of loan amount |
Is netcredit a legit lender?
Plus, NetCredit is registered to do business in the states it services, which is a legal requirement to be a legitimate lender. Still, you should note that NetCredit personal loans aren’t “legit” if you use that word as a synonym for “good.” NetCredit personal loans are very expensive, charging an APR of 36% – 65% (varies by state).
Can you be denied for a netcredit personal loan?
Yes, you can be denied for a NetCredit personal loan. While NetCredit personal loans are targeted toward people who have bad credit, approval is not guaranteed. NetCredit will look at your credit score and income, among other factors, when deciding whether to approve you.
How does netcredit work?
NetCredit is an online loan marketplace that provides unsecured personal loans with no use restrictions. Find out if you’re eligible for a loan or line of credit on the company website without affecting your credit score. It was very easy to apply and get approved for a loan with NetCredit.
How much can you borrow with netcredit?
Personal loans are available in amounts up to $10,000. Lines of credit go up to $4,500. Once an application is approved, NetCredit may deposit funds as soon as the same day, depending on the type of financing in question. How does NetCredit work?
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