Does Discover return protection?

Discover cards no longer have extended warranties, purchase protection, travel accident insurance, return protection or rental car insurance. Discover is the only major credit card company to lack all of those perks. And it’s currently the only one without an extended warranty plan.

How do I get rid of Discover payment Protection?

Cancel Discover Payment Protection on Your Own

1. Call 877-883-1959.
2. Ask to speak to a representative or agent.
3. Request that they cancel payment protection.

How do I get a refund for service not received?

If there’s a service you were charged for but never received, you’re entitled to a refund. But if the company won’t abide, you can contact your credit card issuer and request a chargeback.

Can I dispute a charge if I can’t get a refund?

If you’re not satisfied with the merchant’s response, you may be able to dispute the charge with your credit card company and have the charge reversed. This is sometimes called a chargeback. Contact your credit card company to see whether you can dispute a charge.

What is return protection on a credit card?

Return protection is a perk that extends the “return life” of an item or creates a return policy where perhaps none existed before and is typically provided by credit card processors (e.g., Mastercard or American Express) rather than issuers (e.g., Chase or Citi).

How do you use return protection?

How to Use Return Protection

1. A copy of the original store receipt.
2. A copy of the credit card charge on an eligible credit card.
3. Copy of the retailer’s return policy and occasionally written documentation from the store stating its refusal to accept the item.

Does Discover Card have a death benefit?

THE BENEFITS: The full Benefit Amount ($500,000 for Discover Platinum, Miles by Discover Card and Discover Motiva Cardmembers; $150,000 for Discover Titanium Cardmembers) is payable for Accidental Loss of Life. The Loss must occur within one year of the Accident.

How do I ask for a service refund?

Refund Request Letter—Why Is It Important?

1. Ask for a refund in a polite and formal language.
2. Include details about the product—what was purchased, when, and what the price was.
3. Explain why you want to return the item.
4. Mention relevant aspects of the transaction such as dates and place of delivery.

What is Return protection?

What are the benefits of discover payment protection?

Discover Payment Protection Peace of mind through life’s ups and downs Here’s how Discover Payment Protection can help provide account protection when you activate a benefit: No Minimum Monthly Payments on your Discover card—up to 24 months for qualifying long-term events and up to 3 months for qualifying short-term events.

How do I contact Discover card customer service?

If chat agents are not available, you will receive optimal service by contacting us at 1-800-DISCOVER (1-800-347-2683). How can I tell if an email is really from Discover Card? If you receive what appears to be a fraudulent e-mail from us, please call 1-800-DISCOVER (1-800-347-2683) or e-mail us at [email protected] immediately.

What is the minimum payment on a Discover Card?

No Minimum Monthly Payments on your Discover card—up to 24 months for qualifying long-term events and up to 3 months for qualifying short-term events. Simply call 800-290-9895 today!

How does discover monitor for fraud?

How does Discover monitor my account for fraud? Discover monitors your account through a free service called Proactive Fraud Monitoring. This tool is constantly monitoring your card for any fraudulent activity and notifies you if any suspicious activity is detected. Click the link to sign up for fraud alerts .